Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.